Who we are

Chania My Estate LP

Realtor Mr. Dimitris Charalampakis, co-founder of Chania My Estate (CME) is continuously in the property market since 1986, operating as entrepreneur in Chania.

Chania My Estate (CME) was established in 2017 on the beautiful island of Crete. It all began as a vision to offer real estate services in a transparent and trustful atmosphere. Chania My Estate (CME) is operated under a perpetual license to operate from the National Association of Realtors.

Chania My Estate (CME) has a real estate portfolio of beautiful country houses, luxury villas, residences, apartments and plots, for sale or rent, in Chania’s most attractive neighborhoods and places. Let us know what you are looking for and we will send you a personalized selection of properties. Our team will get back to you within 48 hours.

The staff of Chania My Estate (CME) is happy of its service and of the great attention given to clients. On our website you have the possibility to search for specific real estate advertisements, collected in a vast selection of properties. It is a trusted resource for home buyers, sellers and dreamers, offering a comprehensive database of for-sale properties, and the information, tools and professional expertise to help people move confidently through every step of their home journey.

The goal of Chania My Estate (CME) is to give the maximum visibility to your real estate to achieve the final objective “the sale”. We market your property to our international clientele and find the suitable buyer for it.  Always keeping the customer requirements in mind, we provide transparent, authentic, discreet and fair counsel.

At Chania My Estate (CME), we pride ourselves on providing our customers with the innovative service of real estate virtual tours. The open house is no longer the only way to check out a property. Our clients can see every room of a house without ever leaving their computer. Sit back and let this guided virtual tour through each featured property.  Step in and discover property's beauty in every detail, for as long as you want, whenever you want. Our innovative online platform makes the whole purchase process transparent and convenient. Take advantage to include your property in our web virtual tour listings.

Chania My Estate (CME), guides you through the entire process of buying property in Chania - Crete, whether you are looking for an opportunity to invest in a move-in-ready property, a renovation project, or new real estate development, ChaniaMyEstate LP will help you find and buy the perfect property for your needs!

 Our principles:

 Honesty

Serve our clients in our utmost capacity and work in their best interest.

Liability

We conduct a thorough evaluation of properties prior to marketing or selling, ensuring the highest quality product for our clients.

Transparency

We supply complete information and an open communication between our team and our clients.

  Why Choose Us

 Chania My Estate (CME), composed of a team of professionals from various sectors, having deep knowledge of the local area, can enhance the property features.

Being clients of Chania My Estate (CME) means having at your service, with no additional cost, professionals with different roles and purposes but with a sole goal that is the creation of wealth for your property.

Most importantly, we're local, family owned, and we know the island! So, if you're looking for a Real Estate company with the most local knowledge and the best services and technology, look no further!

 

Frequently Asked Questions about real estate in Chania, Crete, Greece.

As you might imagine, real estate agents are asked quite a few questions every day. You might also imagine that some questions about real estate come up more often than others.

Whether you’re a first-time buyer or repeat buyer who could use a refresher on how deals get done, here’s are some answers to the questions that come up most often.

Why should I advertise with ChaniaMyEstate LP?

By advertising with ChaniaMyEstate LP you are able to highlight your property to the largest audience of home shoppers on our leading real estate site and many other esteemed international portals. Receive instant visibility through the brands and devices potential clients love to use, like spitogatos.gr, plot.gr, Juwai.com etc. Your property will receive exposure across the largest online real estate networks. This means they are appearing prominently where home shoppers are searching.

 

What do visitors love about ChaniaMyEstate LP?

ChaniaMyEstate LP provides real estate buyers, sellers and investors with access to listings from across Chania prefecture that are trustworthy, up to date and presented to them by certified professionals.

ChaniaMyEstate LP visitors can:

  1. Search properties using their personal criteria.

  2. Learn how ChaniaMyEstate LP can help them through the real estate process.

  3. Share their favorite listings with friends and family.

  4. Learn more about a property’s features with detailed information for each listing.

 

Does chaniamyestate.com support mobile devices?

Yes, ChaniaMyEstate LP can be accessed from any mobile device online.

 

How much is Real Estate Agent´s Commission?

Buyer and seller each pay 1% to 2% (plus 24% VAT) real estate agent´s fee.

 

How will the real estate agent receive their payments?

ChaniaMyEstate LP will receive the payment when the actual sale takes place.

 

How many houses can one see in a day?

If you get to see more than five houses in a day, the most likely thing to happen is that you will start to forget details of some houses. If you have a very limited time to look for a new home, there is no need of looking at 10 houses in a day.

It will even take longer than you expected to get home. Limit the search to less than five houses in a day that’s how you will be able to remember the essential details of each house.

 

How many homes should I view before buying one?

That’s up to you! For sure, home shopping today is easier today than ever before. The ability to search for homes online and see pictures, even before setting a foot outside the comfort of your living room, has completely changed the home buying game. Convenience is at an all-time high. But, nothing beats visiting a home to see how it looks and ‘feels’ in person.

 

What is earnest money?

When you make an offer on a home, your agent will ask for a check to accompany it (checks are the same as cash, and the deposit is typically 1% to 2% of the purchase price). Earnest money is made in good faith to demonstrate - to the seller - that the buyer’s offer is genuine. Earnest money essentially takes the home off the market to anyone else and reserves it for you.

The check (or sometimes cash) is deposited in a trust or escrow account for safekeeping. If a deal is struck, the earnest money is applied to the down payment and closing costs. If the deal falls through, the money is returned to the buyer.

Important: if the terms of a deal are agreed upon by both parties, but then the buyer backs out, the earnest money may not be returned to the buyer. Ask ChaniaMyEstate LP about the ways to protect your earnest money deposit and the ways to protect it – such as offer contingencies.

 

What if my offer is rejected?

Sellers can flat-out accept or reject an initial offer. But there a third path that is quite common, sellers can initiate a counteroffer. Remember this: a deal isn’t dead until it’s dead. So, if a counteroffer is proffered by the seller, you’re still in the game. You and your agent just need to review it determine whether the counteroffer is acceptable. If so, then approving it closes the deal immediately. Keep in mind, offers and counteroffers can go back-and-forth many times; this is not unusual, and negotiations are a part of what realtors do as a matter of routine. Each revision should bring both parties closer together on the terms of the deal.

 

Should I order a home inspection?

Yes! Home inspections are required if you plan on financing your home with a loan. However, home inspections are highly recommended because they can reveal defects in the home that are not easily detected. Home inspections bring peace of mind to one of the biggest investments of a lifetime.

 

How difficult is the property purchase process in Greece?

EU nationals can freely purchase property in Greece, while there are a few restrictions for non-EU nationals. The potential buyer must open a Greek bank account and transfer all the funds required for the purchase (property price, notary fees, registration fees, etc.) in order to be in compliance with the Greek tax legislation or otherwise to import cast through the Greek Customs Authority. Acquiring property near military bases, national borders - mainly for security reasons, especially those close to Turkey - and in some islands requires special permission from the Local Council. Such permission is not granted to non-EU nationals.

The importation of funds for real estate acquisition needs to be documented and requires the permission of the Bank of Greece. You will also need to secure a Tax Registry Number from the Internal Revenue Service. If you are a married couple planning to purchase property jointly, you should each obtain one.

The first step to purchasing property in Greece is to hire a real estate attorney. He will be responsible for performing due diligence and ensuring the protection of your interests in the transaction.

Once you have selected the property, make an offer to the seller. If it is accepted, your lawyer will draw up an initial purchase agreement. Both parties will sign, and you must pay 1% to 10% deposit to reserve the property. Title search follows. Your lawyer must check if there are any charges on the property, if the construction followed government planning regulations, and all taxes due have been paid by the seller. This can be accomplished at the Registry of Mortgages. When the results are to your satisfaction, proceed to settling the remaining balance and necessary government duties.

Closing usually takes four to six weeks. You must obtain copies of the title from the seller. It is your responsibility to hire a notary public to prepare the contract deed, ensure that it has been drawn up correctly, and oversee the finalization of the purchase. Both parties must sign the contract deed in the presence of the notary who will verify and register the transaction in public records. This requires you to present a valid passport, your Tax Registry Number, and a special permission to purchase (if necessary).

In addition to this, the seller will also need to submit a “B” Tax certificate proving he has a clean record with the Hellenic Fiscus (tax office). When this has been done, the final step involves submitting copies of the deed and transfer certificate to the Registry of Mortgages to change property ownership to your name.

A National Land Registry is still in the process of completion.

Can landlord and tenant freely agree rents in Greece?

Rents are freely negotiable between the tenant and the landlord. Any percentage annual rent increase must be specified in the contract, as must the 3.6% stamp duty.

Every rental agreement is, in principle, valid. But if in the course of the years financial conditions change (the rents in the area get cheaper or more expensive) the courts are empowered to adjust rents to an appropriate level, based on evidence presented by the two parties.



 

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